Advisory Credit Management, Inc. (ACM/Provider) is approved to issue certificates evidencing completion of a credit counseling briefing and/or personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Provider’s services.




Filing for bankruptcy has been made easier thanks to Advisory Credit Management, Inc. Earn your Bankruptcy Certificates in the stress-free comfort of your own home or any place with internet access.

Our bankruptcy education is approved by the U.S. Trustee (agencies who administer these courses are obligated to be U.S. Trustee approved) and comes in two parts: a Credit Counseling Course that must be taken before filing, and a Debtor Education Course that must be complete before your bankruptcy discharge is entered. Once they are complete a short certification process will take place and then your bankruptcy certificate will be delivered electronically.

Credit Counseling Course: The pre-filing Credit Counseling Course is a 90-minute interactive, web-based briefing. It provides graphics and feedback based on the personalized information you type in. This bankruptcy class is just $30, filing as an individual or with your spouse.

Debtor Education Course: To increase your knowledge of budgeting and financial planning a 2-hour pre-discharge bankruptcy course is available. Advisory Credit Management makes this course easy to navigate online and easy to understand. The price for this bankruptcy class is just $49 for an individual or with your spouse.

Order BOTH Courses for ONLY $69 Advisory Credit Management understands your financial burden and that’s why we offer products at a discounted price. When you buy a Credit Counseling Course, you’ll automatically receive a $10 discount on your Debtor Education Course, to take immediately or in the future. Advisory Credit Management’s bankruptcy classes are hassle-free, informative and available 24-hours-a-day. You can also order the classes separately to earn your Bankruptcy Certificate. Your financial well-being is very important to us and we want to make this process as straightforward as possible, giving you the opportunity to successfully move on with your life. So, as an added bonus, you’ll not only earn your bankruptcy certificate, you’ll also acquire financial skills and tools essential for a brighter future. And the Advisory Credit Management team will be with you every step of the way to answer your questions and ease your worry.