Advisory Credit Management, Inc. (ACM/Provider) is approved to issue certificates evidencing completion of a credit counseling briefing and/or personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Provider’s services.



Welcome to Advisory Credit Management, Inc. We are a group comprised of leaders in credit counseling and computer based learning industries. Our course teaches you to assess your current financial situation and opens up options for dealing with your current debt. By the end of our course you will have learned:

  • How to assess your current financial situation
  • How to calculate your net worth
  • How to calculate your debt to income ratio
  • A summary of your income and expenses
  • A summary of your current debts
  • How to create a cash flow analysis
  • How to create and use an income statement
  • How to develop proper spending habits
  • Your options for getting out of debt

Please note however, that this course provides general information about financial management topics. Therefore, if you need specific advice or guidance regarding your particular situation, consult with the appropriate financial or legal professional, such as a loan officer at your bank, a CPA, a certified financial advisor, an insurance broker or agent, or a consumer law attorney.

Advisory Credit Management, Inc.

3511 W. Commercial Blvd.
Suite 404
Fort Lauderdale, FL 33309
Phone: 800-786-3940
Fax: 800-274-7187

Hours of Operation



Advisory Credit Management, Inc. is approved to issue certificates evidencing completion of a credit counseling briefing in compliance with the Bankruptcy Code. However, approval does not endorse or assure the quality of a Provider's service.

Advisory Credit Management (ACM) is approved to issue certificates in all EOUST Judicial Districts excluding the Northern Mariana Islands, Puerto Rico and U.S. Virgin Islands.

ACM is also approved to issue certificates in the USCOURTS Southern District of Alabama, Middle District of Alabama, Eastern District of North Carolina and Middle District of North Carolina judicial districts.